Terms of Use

Who we are

This site is run by Cloos Effects LLC, doing business as The Layered Future (TLF), in Jefferson, Ohio 44047.

What we offer

Free AI tools and guides, AI Basics & Mastery coaching and team training, business assessments, and guided setup of second brains, control panels and workflows for small and mid-size businesses. We also run free local meetups.

Free tools and resources

• Free tools, calculators and guides are for information and planning. Results are estimates based on what you enter, not promises.
• You can use them in your own business. Please don't resell or republish them as your own.

Paid services

• Paid work (like the Full Assessment, team training and guided setup) is agreed in writing first: what's included, the price and the timing.
• Assessments are paid up front. For setup work, the contract sets a deposit to start, then either scheduled payments or the remainder at handoff. We may add other payment options later.
• Need to move a call? Reschedule anytime. Cancel 48 hours or more before a scheduled call or session for a full refund. Work that's already been done isn't refundable.

Results

We coach and guide; you make the business decisions. Time savings and results depend on your business and how the systems are used, so we can't guarantee specific outcomes. Nothing here is legal, tax or financial advice.

Who owns what

• Your stuff stays yours. Your business knowledge, data, files and anything we build from them for you belong to you.
• Our stuff stays ours. Our methods, templates, tools, content and brand belong to Cloos Effects LLC. When we set something up for you, you get a license to use it in your business.
• We document our own lab work publicly. We only feature client work, names or results in our content with your written permission.

Using the site fairly

• Don't try to break, overload or copy the site.
• Don't use our forms to send spam or harmful content.

Links to other sites

We link to other sites and tools we find useful. We're not responsible for their content or policies.

Limits of our responsibility

The site and free tools are provided "as is." To the extent the law allows, Cloos Effects LLC isn't liable for indirect losses from using the site or free tools. For paid work, our total responsibility is limited to what you paid us for that work.

Ohio law

These terms follow the laws of the State of Ohio. Any dispute will be handled in the courts of Ashtabula County, Ohio.

Changes

We may update these terms. The date at the top shows the latest version.

Questions

Email info@thelayeredfuture.com. See also our Privacy Policy.